University: If you are attending university, you need to be taking at least 60% of a full course load each term to be considered a full-time student. A full course load is normally five courses per term. To be considered a full-time student, you need at least three courses per term.
Private Career College: If you are attending a private career college, you are considered a full-time student if you are getting at least 20 hours of instruction per week.
If you are a student with a permanent disability and only able to take 40% of a full course load, you may still be eligible for a student loan.
NOTE: If you are a student with a permanent disability, please click here for information which may apply to you.
Definition of a full-time student in summer session
Before you can understand the rules that determine if you are full-time during the spring and summer sessions, you must first clearly understand what makes you full-time during the regular academic year (September to April).
During the regular academic year, you must take at least 60% of a regular course load to be full time. That means you must be registered in at least 3 credits at all times. Each credit therefore has a weight of 20%. Five courses is 100%. Five courses is usually 15 hours of class time each week. Therefore, 60% would be 9 hours of class each week.
Most universities offer two intersessions in the May to August period. Your courses in these sessions may be in class or distance courses. If all your courses are intersession courses, you are considered a full-time student if you have a minium of 12 wks study and complete 1 credit (6 credit hours) in each session.
Also, if all of your courses run through the entire May to August period which include regular in-class courses and distance courses which have a specific start and end date, usually beginning in May and ending in August and, correspondence courses which do not have a specific start and end date, you need to be taking a total of 1 1/2 credits (9 credit hours) during this period and you complete all correspondence courses by the end of August.
If you are taking a combination of intersession courses and regular or correspondence courses, you are considered a full-time student if you have a minimum of 12 weeks of study and:
You will need a "Spring/Summer Session Confirmation of Program" form available from the Student Assistance Office. You can also download one from here.